{"id":6939,"date":"2026-01-02T10:00:38","date_gmt":"2026-01-02T13:00:38","guid":{"rendered":"https:\/\/blog.dmcard.com.br\/?p=6939"},"modified":"2026-05-27T12:40:52","modified_gmt":"2026-05-27T15:40:52","slug":"o-contrato-do-cartao-de-credito-dm-esta-de-cara-nova","status":"publish","type":"post","link":"https:\/\/www.vocedm.com.br\/portal\/o-contrato-do-cartao-de-credito-dm-esta-de-cara-nova\/","title":{"rendered":"O contrato do cart\u00e3o de cr\u00e9dito DM est\u00e1 de cara nova"},"content":{"rendered":"<p><em><span class=\"TextRun SCXW98616254 BCX0\" lang=\"PT-BR\" xml:lang=\"PT-BR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW98616254 BCX0\">O documento foi reformulado e agora\u00a0<\/span><span class=\"NormalTextRun SCXW98616254 BCX0\">tem uma linguagem mais clara e acess\u00edvel, com\u00a0<\/span><span class=\"NormalTextRun SCXW98616254 BCX0\">um visual que facilita a leitura.<\/span><\/span><span class=\"EOP SCXW98616254 BCX0\" data-ccp-props=\"{&quot;335551550&quot;:2,&quot;335551620&quot;:2}\">\u00a0<\/span><\/em><\/p>\n<p><span data-contrast=\"auto\">Em 2025, o time jur\u00eddico da DM tinha uma miss\u00e3o: tornar o <\/span><b><span data-contrast=\"auto\">contrato do\u00a0cart\u00e3o de cr\u00e9dito<\/span><\/b><span data-contrast=\"auto\">\u00a0mais f\u00e1cil de entender\u00a0e\u00a0transparente para todos.<\/span><\/p>\n<p><span data-contrast=\"auto\">O resultado? Um\u00a0<\/span><b><span data-contrast=\"auto\">contrato reformulado em 2026<\/span><\/b><span data-contrast=\"auto\">, com\u00a0uma linguagem mais acess\u00edvel, novo visual e um\u00a0objetivo principal:\u00a0<\/span><b><span data-contrast=\"auto\">facilitar a compreens\u00e3o do cliente sobre o produto que ele contratou e as responsabilidades de cada parte.<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Nada\u00a0de\u00a0textos confusos ou termos t\u00e9cnicos desnecess\u00e1rios. Afinal,\u00a0quem acompanha a gente no blog j\u00e1 sabe que, aqui,\u00a0<\/span>a transpar\u00eancia n\u00e3o \u00e9 apenas um discurso, ela \u00e9 pr\u00e1tica.<\/p>\n<p><span data-contrast=\"auto\">Al\u00e9m disso, um\u00a0<\/span>contrato claro e acess\u00edvel \u00e9 mais do que um documento formal, ele \u00e9 uma ferramenta importante pra que voc\u00ea compreenda exatamente\u00a0o produto que contratou, seus\u00a0benef\u00edcios, vantagens, deveres e limites de uso.<\/p>\n<p><span data-contrast=\"auto\">Quando as informa\u00e7\u00f5es est\u00e3o organizadas e em uma linguagem simples, a tomada de decis\u00e3o se torna mais segura e consciente. Isso permite n\u00e3o apenas evitar d\u00favidas e interpreta\u00e7\u00f5es equivocadas, mas tamb\u00e9m\u00a0<\/span><b><span data-contrast=\"auto\">fazer o melhor uso de todos os benef\u00edcios do cart\u00e3o de cr\u00e9dito<\/span><\/b><span data-contrast=\"auto\">, aproveitando seus recursos de forma inteligente e alinhada \u00e0 pr\u00f3pria realidade financeira.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"1\"><b><span data-contrast=\"auto\">O que mudou no novo contrato?<\/span><\/b><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:360,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">A\u00a0reformula\u00e7\u00e3o\u00a0do contrato\u00a0trouxe avan\u00e7os\u00a0importantes, como:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Linguagem mais clara e acess\u00edvel.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Visual limpo, organizado e mais f\u00e1cil de ler.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Elimina\u00e7\u00e3o de \u201cjuridiqu\u00eas\u201d e termos complexos.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Estrutura pensada para a experi\u00eancia do cliente.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-6940\" src=\"https:\/\/www.vocedm.com.br\/portal\/wp-content\/uploads\/2025\/12\/A028585-Blog-DM_-Novo-contrato_meio-300x150.png\" alt=\"Ante com fundo azul e imagens do antes e depois do contrato do cart\u00e3o de cr\u00e9dito DM\" width=\"666\" height=\"333\" title=\"\" srcset=\"https:\/\/www.vocedm.com.br\/portal\/wp-content\/uploads\/2025\/12\/A028585-Blog-DM_-Novo-contrato_meio-300x150.png 300w, https:\/\/www.vocedm.com.br\/portal\/wp-content\/uploads\/2025\/12\/A028585-Blog-DM_-Novo-contrato_meio-1024x512.png 1024w, https:\/\/www.vocedm.com.br\/portal\/wp-content\/uploads\/2025\/12\/A028585-Blog-DM_-Novo-contrato_meio-768x384.png 768w, https:\/\/www.vocedm.com.br\/portal\/wp-content\/uploads\/2025\/12\/A028585-Blog-DM_-Novo-contrato_meio-1536x768.png 1536w, https:\/\/www.vocedm.com.br\/portal\/wp-content\/uploads\/2025\/12\/A028585-Blog-DM_-Novo-contrato_meio.png 2000w\" sizes=\"auto, (max-width: 666px) 100vw, 666px\" \/><\/p>\n<h2 aria-level=\"1\">Por que a DM reformulou o contrato do cart\u00e3o?<\/h2>\n<p><span data-contrast=\"auto\">Porque acreditamos que\u00a0<\/span><b><span data-contrast=\"auto\">transpar\u00eancia no contrato<\/span><\/b><span data-contrast=\"auto\">\u00a0\u00e9 essencial para uma rela\u00e7\u00e3o de confian\u00e7a de longo prazo.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Mais do que\u00a0<\/span><b><span data-contrast=\"auto\">cumprir normas\u00a0e\u00a0exig\u00eancias<\/span><\/b><span data-contrast=\"auto\">, queremos que voc\u00ea entenda, de verdade, cada detalhe do que est\u00e1 sendo contratado. Isso refor\u00e7a a seguran\u00e7a, reduz d\u00favidas e amplia o controle sobre a pr\u00f3pria vida financeira.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"1\">Mais facilidade pra voc\u00ea<\/h2>\n<p><span class=\"TextRun SCXW121268427 BCX0\" lang=\"PT-BR\" xml:lang=\"PT-BR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW121268427 BCX0\">Na p\u00e1gina, o<\/span><span class=\"NormalTextRun SCXW121268427 BCX0\">lha como ficou mais f\u00e1cil entender as informa\u00e7\u00f5es da sua fatura<\/span><span class=\"NormalTextRun SCXW121268427 BCX0\">:<\/span><\/span><span class=\"EOP SCXW121268427 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-6941\" src=\"https:\/\/www.vocedm.com.br\/portal\/wp-content\/uploads\/2025\/12\/Infos-fatura-300x192.jpg\" alt=\"Informa\u00e7\u00f5es da fatura no novo contrato do cart\u00e3o de cr\u00e9dito DM\" width=\"666\" height=\"427\" title=\"\" srcset=\"https:\/\/www.vocedm.com.br\/portal\/wp-content\/uploads\/2025\/12\/Infos-fatura-300x192.jpg 300w, https:\/\/www.vocedm.com.br\/portal\/wp-content\/uploads\/2025\/12\/Infos-fatura-1024x656.jpg 1024w, https:\/\/www.vocedm.com.br\/portal\/wp-content\/uploads\/2025\/12\/Infos-fatura-768x492.jpg 768w, https:\/\/www.vocedm.com.br\/portal\/wp-content\/uploads\/2025\/12\/Infos-fatura.jpg 1237w\" sizes=\"auto, (max-width: 666px) 100vw, 666px\" \/><\/p>\n<p><span class=\"TextRun SCXW234348479 BCX0\" lang=\"PT-BR\" xml:lang=\"PT-BR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW234348479 BCX0\">Precisa contestar uma compra? \u00c9 simples<\/span><span class=\"NormalTextRun SCXW234348479 BCX0\">, d\u00e1 uma olhada na p\u00e1gina 5<\/span><span class=\"NormalTextRun SCXW234348479 BCX0\">:<\/span><\/span><span class=\"EOP SCXW234348479 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-6942\" src=\"https:\/\/www.vocedm.com.br\/portal\/wp-content\/uploads\/2025\/12\/Infos-contestacao-1-300x160.jpg\" alt=\"Informa\u00e7\u00f5es de como contestar uma compra no novo contrato do cart\u00e3o de cr\u00e9dito DM\" width=\"666\" height=\"355\" title=\"\"><\/p>\n<p><span class=\"NormalTextRun SCXW24923882 BCX0\">Quer entender a anuidade? Est\u00e1 tudo bem explicad<\/span><span class=\"NormalTextRun SCXW24923882 BCX0\">inho<\/span><span class=\"NormalTextRun SCXW24923882 BCX0\">\u00a0na p\u00e1gina 7:<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-6943\" src=\"https:\/\/www.vocedm.com.br\/portal\/wp-content\/uploads\/2025\/12\/Infos-anuidade-300x143.jpg\" alt=\"Informa\u00e7\u00f5es sobre anuidade no novo contrato do cart\u00e3o de cr\u00e9dito DM\" width=\"666\" height=\"318\" title=\"\" srcset=\"https:\/\/www.vocedm.com.br\/portal\/wp-content\/uploads\/2025\/12\/Infos-anuidade-300x143.jpg 300w, https:\/\/www.vocedm.com.br\/portal\/wp-content\/uploads\/2025\/12\/Infos-anuidade-1024x489.jpg 1024w, https:\/\/www.vocedm.com.br\/portal\/wp-content\/uploads\/2025\/12\/Infos-anuidade-768x367.jpg 768w, https:\/\/www.vocedm.com.br\/portal\/wp-content\/uploads\/2025\/12\/Infos-anuidade.jpg 1394w\" sizes=\"auto, (max-width: 666px) 100vw, 666px\" \/><\/p>\n<h2><b><span data-contrast=\"auto\">Quando entra em vigor?<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">A nova vers\u00e3o do contrato do cart\u00e3o de cr\u00e9dito DM entrou em vigor em 01\/01\/2026 e voc\u00ea pode conferir o <a href=\"https:\/\/www.vocedm.com.br\/portal\/contratos\/\">documento completo no nosso site.<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":12,"featured_media":6944,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[150,151],"tags":[86,107],"class_list":["post-6939","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cartao-de-loja","category-cartao-dm-visa","tag-dm-visa","tag-cartao-de-credito"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.vocedm.com.br\/portal\/wp-json\/wp\/v2\/posts\/6939","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vocedm.com.br\/portal\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vocedm.com.br\/portal\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vocedm.com.br\/portal\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vocedm.com.br\/portal\/wp-json\/wp\/v2\/comments?post=6939"}],"version-history":[{"count":1,"href":"https:\/\/www.vocedm.com.br\/portal\/wp-json\/wp\/v2\/posts\/6939\/revisions"}],"predecessor-version":[{"id":10581,"href":"https:\/\/www.vocedm.com.br\/portal\/wp-json\/wp\/v2\/posts\/6939\/revisions\/10581"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.vocedm.com.br\/portal\/wp-json\/wp\/v2\/media\/6944"}],"wp:attachment":[{"href":"https:\/\/www.vocedm.com.br\/portal\/wp-json\/wp\/v2\/media?parent=6939"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vocedm.com.br\/portal\/wp-json\/wp\/v2\/categories?post=6939"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vocedm.com.br\/portal\/wp-json\/wp\/v2\/tags?post=6939"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}